Cover for your home, your income, and the people who rely on you
Abanzuri is an insurance agency licensed by the Insurance Regulatory Authority (IRA) of Kenya. We compare cover from licensed underwriters, explain the small print in plain language, and stay with you at claim time.
Home insurance
Protects the building you live in and the contents inside it against fire, flooding, burglary and other insured perils, so a bad day does not become a financial setback.
What it covers
- Building structure, fixtures and boundary walls against fire, lightning, storm, flood and burst pipes
- Household contents, electronics and furniture against theft, fire and accidental damage
- Alternative accommodation while your home is uninhabitable after an insured loss
- Owner's liability if a visitor or neighbour is injured or their property is damaged
- Optional all-risks cover for jewellery, laptops and phones carried outside the home
Who it's for
- Owner-occupiers of houses, maisonettes and apartments across Kenya
- Tenants who want contents-only cover for what they own
- Diaspora owners who want their Kenyan home protected while they are away
Get a home insurance quote
Tell us a little about what you need. An adviser will come back with options from IRA-licensed underwriters.
Landlord insurance
Built for rental property. Covers the building and your liability as a landlord, with options for lost rent when the property cannot be let after an insured event.
What it covers
- Building and landlord fixtures in single units, blocks of flats and mixed-use property
- Loss of rental income for a set period after fire, flood or other insured damage
- Property owner's liability for injury or damage suffered by tenants and visitors
- Malicious damage by tenants, subject to policy terms
- Optional cover for landlord-supplied contents in furnished lets
Who it's for
- Owners of one or more residential rental units
- Investors in apartment blocks and commercial premises
- Clients using Abanzuri property management who want cover arranged alongside
Get a landlord insurance quote
Tell us a little about what you need. An adviser will come back with options from IRA-licensed underwriters.
Mortgage protection
Clears the outstanding mortgage balance if the borrower dies or is permanently disabled, so the family keeps the home and the lender is settled. Most Kenyan lenders require it as a condition of the loan.
What it covers
- Outstanding loan balance paid to the lender on death of the borrower
- Permanent total disability, with the balance settled so repayments stop
- Optional critical illness and retrenchment benefits, depending on the underwriter
- Cover that reduces in line with the loan balance, keeping premiums affordable
- Joint-life options for co-borrowers
Who it's for
- Home buyers taking a mortgage from a Kenyan bank or SACCO
- Existing borrowers whose lender-arranged cover is expensive or ending
- Buyers of Abanzuri-listed property who want cover arranged before completion
Get a mortgage protection quote
Tell us a little about what you need. An adviser will come back with options from IRA-licensed underwriters.
Life insurance
A lump sum for the people who depend on you. Term cover for a fixed period, or whole-life and endowment plans that build a savings element alongside protection.
What it covers
- Lump-sum payout to named beneficiaries on death during the policy term
- Optional riders for critical illness, accidental death and disability
- Education and endowment plans that mature at a chosen date
- Funeral expense cover that pays out quickly
- Premiums that can be paid monthly, quarterly or annually
Who it's for
- Parents and breadwinners with dependants
- Business owners with loans or partners to protect
- Anyone who wants to combine long-term saving with protection
Get a life insurance quote
Tell us a little about what you need. An adviser will come back with options from IRA-licensed underwriters.
Protection is one leg. Growth and retirement are the other two.
Investment products
Unit trusts, money-market funds and structured products through licensed fund managers, matched to your horizon and risk appetite.
Explore investmentsPension solutions
Individual and umbrella pension plans for employees, the self-employed and business owners, with tax relief on contributions under Kenyan law.
Talk to an adviserAbanzuri is licensed by the Insurance Regulatory Authority (IRA) of Kenya as an insurance agent. Policies are underwritten by IRA-licensed insurers; cover, limits and excesses are confirmed in your policy document.